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Monday, December 24, 2012

# 35 - MONEY improvement - How to SURVIVE from loss of income?

Today marks the new ERA in my life.

Because beginning today I'm JOBLESS !

I submitted my 30 days notice of resignation at SSB last week, backdated 1st Dec 2012, thus my last day should have been 31st Dec 2012. But since I still had 11 days of  unutilised annual leave, the management politely asked me to leave! Hahahaha, they really dislike me being there any longer I suppose?

Anyway, I believe that there's HIKMAH in everything that had happened. And I totally submit my fate and future to Allah !

However, life is what we make of it. If prior to this event I never concern about WHERE money will come from (because I know there will be SALARY coming in at the end of the month), now I have to WORRY......because if there's no money coming in, how on earth am I suppose to feed my family? How to service my car loan? How to pay the babysitter, Astro, Internet, Electricity bla bla bla......MasyaAllah! That's a very HEAVY BURDEN on me!

Anyway...like I said before, I submit my fate to Allah and I WILL DO ALL I CAN to make the best of my knowledge, talents and resources to bring home the MONEY to support my family!

How to do that? FIRST STEP is to PLAN.

A : PLANNING :
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1. List down all past OUTGOINGS = EXPENSES/SPENDINGS
2. Cross/Cancell/Strike out the unnecessaries and Re-List only the MUST SPEND outgoings
3. List down all potential INCOMINGS, broken down to 2 parts :
    a) Short Term or Immediate Cash availability eg Car Boot Sale / Savings / Borrowings
    b) Medium Term eg New Business
    c)  Long Term eg Takaful

B : START DOING :
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 There's no time to waste. Got to start doing and Alhamdulillah, I got an opening for a Carboot Sale this weekend (Saturday) at Kelana Jaya. I have lots of used stuffs at home that I can clear, plus some new/unused goods which I can try to sell.


The idea is already in my head. So it's time to act. No wasting time. Maybe friends can help too.....I can help them sell their unwanted items and take commission from it.

OK...that's it!


Wish me luck please! Pray for my success.

Thanks.