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Friday, August 7, 2009

# 14 - FINANCIAL improvement - Manage it Better

Visa Electron - The Debit Card to Replace Credit Card

Today I obtained my Public Bank Visa Electron, 2 weeks after I applied for it.

What's the big deal about this Visa Electron? Well, I've had bad experiences with credit card usage before. Actually my self discipline was very bad. So I got into problem with my credit card issuers. It took years for me to settle that problem.

Yes, the problem had been settled. And now that my finances is getting more organised, I could easily apply for new credit card. But I decided NOT TO use credit card for the time being.

However, I quickly realised that credit card is very important, especially if one wants to do online transactions (be it buying or selling). So after doing some reading, I realised that there's another option to shop or sell online, i.e. via the use of Debit Card and PB's Visa Electron is one of the recommended ones.

I won't tell yet what I'm planning to do with this aspect of my life. Let it be a secret for now. Suffice to say that I'm planning to involve myself seriously in the world of Internet Marketing and surely there's vast amount of resources to learn about it.

And suffice to mention that obtaining my Visa electron is my best improvement today !